PayRoc Error Codes
Decline CodeDescriptionNext Steps
authentication_requiredThe card was declined because the transaction requires authentication.The customer should try again and authenticate their card when prompted during the transaction. If the card issuer returns this decline code on an authenticated transaction, the customer needs to contact their card issuer for more information.
approve_with_idThe payment can't be authorized.Attempt the payment again. If you still can't process it, the customer needs to contact their card issuer.
call_issuerThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
card_not_supportedThe card does not support this type of purchase.The customer needs to contact their card issuer to make sure their card can be used to make this type of purchase.
card_velocity_exceededThe customer has exceeded the balance or credit limit available on their card.The customer needs to contact their card issuer for more information.
currency_not_supportedThe card does not support the specified currency.The customer needs to check with the issuer whether the card can be used for the type of currency specified.
do_not_honorThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
do_not_try_againThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
duplicate_transactionA transaction with identical amount and credit card information was submitted very recently.Check to see if a recent payment already exists.
expired_cardThe card has expired.The customer needs to use another card.
fraudulentThe payment was declined because Stripe suspects that it's fraudulent.Don't report more detailed information to your customer. Instead, present as you would the generic_decline described below.
generic_declineThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
incorrect_cvcThe CVC number is incorrect.The customer needs to try again using the correct CVC number.
incorrect_numberThe card number is incorrect.The customer needs to try again using the correct card number.
incorrect_pinThe PIN entered is incorrect. This decline code only applies to payments made with a card reader.The customer needs to try again using the correct PIN.
incorrect_zipThe postal code is incorrect.The customer needs to try again using the correct billing postal code.
insufficient_fundsThe card has insufficient funds to complete the purchase.The customer needs to use an alternative payment method.
invalid_accountThe card, or account the card is connected to, is invalid. The customer needs to contact their card issuer to check that the card is working correctly.
invalid_amountThe payment amount is invalid, or exceeds the amount that's allowed. If the amount appears to be correct, the customer needs to check with their card issuer that they can make purchases of that amount.
invalid_cvcThe CVC number is incorrect.The customer needs to try again using the correct CVC.
invalid_expiry_monthThe expiration month is invalid.The customer needs to try again using the correct expiration date.
invalid_expiry_yearThe expiration year is invalid.The customer needs to try again using the correct expiration date.
invalid_numberThe card number is incorrect.The customer needs to try again using the correct card number.
invalid_pinThe PIN entered is incorrect. This decline code only applies to payments made with a card reader.The customer needs to try again using the correct PIN.
issuer_not_availableThe card issuer couldn't be reached, so the payment couldn't be authorized. Attempt the payment again. If you still can't process it, the customer needs to contact their card issuer.
lost_cardThe payment was declined because the card is reported lost.The specific reason for the decline shouldn't be reported to the customer. Instead, it needs to be presented as a generic decline.
merchant_blacklistThe payment was declined because it matches a value on the Stripe user's block list.Don't report more detailed information to your customer. Instead, present as you would the generic_decline described above.
new_account_information_availableThe card, or account the card is connected to, is invalid. The customer needs to contact their card issuer for more information.
no_action_takenThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
not_permittedThe payment isn't permitted.The customer needs to contact their card issuer for more information.
offline_pin_requiredThe card was declined because it requires a PIN.The customer needs to try again by inserting their card and entering a PIN.
online_or_offline_pin_requiredThe card was declined because it requires a PIN.If the card reader supports Online PIN, prompt the customer for a PIN without creating a new transaction. If the card reader doesn't support Online PIN, the customer needs to try again by inserting their card and entering a PIN.
pickup_cardThe customer can't use this card to make this payment (it's possible the card was reported lost or stolen).They need to contact their card issuer for more information.
pin_try_exceededThe allowable number of PIN tries was exceeded.The customer must use another card or method of payment.
processing_errorAn error occurred while processing the card.The payment needs to be attempted again. If it still can't be processed, try again later.
reenter_transactionThe payment couldn't be processed by the issuer for an unknown reason.The payment needs to be attempted again. If it still can't be processed, the customer needs to contact their card issuer.
restricted_cardThe customer can't use this card to make this payment (it's possible the card was reported lost or stolen).The customer needs to contact their card issuer for more information.
revocation_of_all_authorizationsThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
revocation_of_authorizationThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
security_violationThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
service_not_allowedThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
stolen_cardThe payment was declined because the card is reported stolen.The specific reason for the decline shouldn't be reported to the customer. Instead, it needs to be presented as a generic decline.
stop_payment_orderThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
testmode_declineA Stripe test card number was used.A genuine card must be used to make a payment.
transaction_not_allowedThe card was declined for an unknown reason.The customer needs to contact their card issuer for more information.
try_again_laterThe card was declined for an unknown reason.Ask the customer to attempt the payment again. If subsequent payments are declined, the customer needs to contact their card issuer for more information.
withdrawal_count_limit_exceededThe customer has exceeded the balance or credit limit available on their card.The customer needs to use an alternative payment method.